Nestled in the heart of the city the opportunities for this property are plentiful. Greeted by the lovely covered porch, step inside this beautifully maintained century home and discover the elegance of ornamental door moulding, tall ceilings, and antique glass door knobs. The main level offers a seamless flow between the dining area, living room, and the kitchen, ideal for both everyday living and entertaining guests. Large windows throughout ensure ample natural light shines on the beautiful engineered hardwood floors. The practical kitchen boasts newer cabinetry, a granite double sink, tile backsplash, and pot lights throughout, creating a contemporary yet cozy space. Upstairs, you'll find three bedrooms, all thoughtfully designed for comfort and convenience, and a 4-piece bathroom. Two of these bedrooms feature custom-built closets, maximizing storage space without sacrificing style. The fully finished basement offers additional living space complete with a 3-piece bathroom, perfect for a home office, entertainment area, or guest suite. The side door with basement access ensures endless possibilities for an in-law suite, or separate entrance for home business clients. Outside, you'll find a 20x26 workshop, providing ample space for hobbies, storage, or a small business, while laneway access at the rear of the property provides the opportunity to explore creative options like a laneway home or distinct property access for clients or employees. Over the years this home has been fully renovated including: all new electrical, all new plumbing, all plaster removed, new insulation and drywall throughout, newer roof, newer windows, updated kitchen, and more. Located in a central area with C2 zoning and excellent highway access, this property offers the convenience of urban living with the versatility of commercial zoning. Close to Go Bus stop, schools, parks, shopping, and many amenities, it's the perfect place to call home or set up your new home business.